MiCAR-ready infrastructure

Money
workflows.
Scalable.

API-driven stablecoin infrastructure that empowers businesses to offer seamless banking features — right where they need them.

Backed & partnered with

IFB Innovations Starter| Utila| Shopify| Quantoz| LetThemHate| Osmosis| IFB Innovations Starter| Utila| Shopify| Quantoz| LetThemHate| Osmosis|
< 2s
Settlement finality on-chain
50+
Supported currencies & corridors
100%
MiCAR-compliant by design
Programmable financial flows via API
Platform

One API. End-to-end.

Connect your product to regulated blockchain rails via a single integration — compliance, FX, and routing handled automatically.

Your Business
REST API Webhooks SDKs
Atrya Gateway
Compliance FX & Routing Wallets KYC/AML
Blockchain Rails
EMT Settlement MiCAR
01

Move Money Globally at Lower Cost

Receive, convert, and transfer funds instantly. With regulated e-money tokens, cross-border payments become seamless, faster, and radically more affordable.

02

Equip Your AI Agents with Financial Tools

Our APIs give AI agents programmable, compliant wallets — enabling them to hold balances, execute transactions, and unlock a new layer of autonomous commerce.

03

Streamline Refinancing in Real Time

For factoring, leasing, or BNPL providers — our infrastructure enables refinancing with regulated e-money tokens. Boost liquidity and move your underwriting book into real time.

04

MiCAR-Ready from Day One

Built on compliant e-money token infrastructure. Every transaction, wallet, and flow is designed to meet European regulatory standards — without adding friction to your product.

Use Cases

Built for the builders of tomorrow

From fintechs to enterprise platforms — Atrya gives any business the infrastructure to move money like a bank.

Embedded Finance
Offer your users wallets, instant transfers, and currency conversion without becoming a bank. Integrate in days, not months.
Fintechs & Platforms
AI Agent Payments
Give autonomous agents a financial identity. Programmable wallets with compliance baked in — your AI can hold, spend, and reconcile funds independently.
AI & Automation
Trade & Working Capital
For factoring, leasing, and BNPL providers. Real-time refinancing flows with e-money tokens to unlock liquidity and accelerate your underwriting cycle.
Trade Finance
How it works

Three steps to programmable money

01
Connect via API
Integrate Atrya's REST APIs into your existing stack. SDKs available for all major languages. Go live in a single sprint.
02
Issue & manage tokens
Create regulated e-money token wallets for your users, agents, or treasury. Full lifecycle management — issuance, transfers, redemption.
03
Automate your flows
Build programmable payment logic — triggers, multi-party splits, escrow, cross-border routing. All compliant, all real time.
VisionWhy we exist

What drives us

Our vision is to build a compliant stablecoin infrastructure that empowers businesses to offer seamless banking features to their users, right where they need them.

We help companies become financial hubs, unlock new revenue streams, and tap into untapped opportunities through the smart use of regulated stablecoins.

Money shouldn't be stuck. It should flow — programmatically, compliantly, and at the speed of software.

Contact us

Ready to build the future of money?

Join our private beta and be among the first businesses to deploy programmable e-money infrastructure at scale.